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Do I Need Travel Insurance for Portugal? A Complete 2025 Guide


statue and archway in downtown Lisbon
Getting ready for a trip to Portugal?

Table Of Contents


Are you planning your dream trip to Portugal but wondering about travel insurance? You're not alone. Many travelers worry about unexpected medical emergencies, trip cancellations, or lost baggage ruining their carefully planned Portuguese adventure.

The Reality of Travel Risks in Portugal

While Portugal is a safe country, even the most well-planned trips can face unexpected challenges:

  • Medical emergencies can cost thousands in out-of-pocket expenses

  • Flight cancellations and delays are increasingly common

  • Lost or delayed baggage can disrupt your entire itinerary

  • COVID-19 continues to create travel uncertainty

  • Weather events or strikes can cause last-minute changes

Why Standard Insurance May Not Be Enough

Many travelers make the mistake of relying on:

  • Credit card travel protection (which often has severe limitations)

  • Basic health insurance (that may not cover international travel)

  • European health cards (that don't cover trip cancellation or lost baggage)


A airport workerr stacking peoples luggage in from a belt into a cart
Things happen, Be prepared!


The Smart Solution: Comprehensive Travel Insurance

A comprehensive travel insurance plan like Faye provides essential coverage that can save you thousands:

Medical Coverage That Actually Matters

  • Up to $250,000 for emergency medical expenses

  • Includes COVID-19 coverage

  • Primary coverage for international trips

  • Pre-existing condition waiver available

  • $500,000 for emergency medical evacuation

Trip Protection You Can Count On

  • 100% trip cost coverage for cancellations

  • 150% trip cost coverage for interruptions

  • $4,500 for travel delays (after 6+ hours)

  • Coverage for missed connections

  • Lost and delayed baggage protection

Extra Benefits That Make a Difference

  • Non-medical evacuation coverage

  • 24/7 assistance services

  • Money-back guarantee

  • Sports equipment coverage

  • Easy claims through a mobile app

Why Choose Faye for Your Portugal Trip?

  1. Comprehensive Coverage: One base plan covers most needs

  2. Flexible Options: Add specific coverage like CFAR for only 1.7% of trip cost

  3. Digital-First Experience: Modern, easy-to-use mobile app

  4. Fast Claims: Quick processing and reimbursement

  5. Excellent Value: Competitive pricing for extensive coverage


A woman standing on a bridge smiling with her arm outstretched
Don't worry about it!

Common Questions About Portugal Travel Insurance

Do I Need Travel Insurance for Portugal?

While not always mandatory, travel insurance is strongly recommended for:

  • Protection against medical expenses

  • Coverage for trip cancellations

  • Peace of mind during your vacation

  • Protection against lost baggage

  • COVID-19 related coverage

What's the Cost of Travel Insurance for Portugal?

The cost varies based on:

  • Your age

  • Trip duration

  • Total trip cost

  • Coverage options selected


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Protect your trip with Faye Travel Insurance

How to Get Protected Today

Getting covered for your Portugal trip is simple:

  1. Click here to get an instant quote [AFFILIATE LINK]

  2. Choose any optional add-ons you need

  3. Purchase your policy within 14 days of the initial trip deposit for maximum benefits

  4. Download the Faye app for easy access to your policy

The Bottom Line

Don't let unexpected events ruin your Portuguese adventure. Whether you're planning to explore Lisbon's historic streets, relax on Algarve's beaches, or tour Porto's wine cellars, having proper travel insurance is essential.

Get your personalized quote today and travel with confidence knowing you're protected by comprehensive coverage that works when you need it most.


PT NOW: BONUS TIPS

  • Check with your current health insurance to see if they cover travel

  • you may not need to buy travel insurance until a few days before your trip and not at the time you book

  • Some credit cards have travel benefits that may cover travel insurance, this may be a cheaper option if you qualify for the cards.



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Praça do Comércio, Lisbon, Portugal

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